Dear Residents:

Our ARC Handbook of Rules and Regulations and Design Guidelines (the “Handbook”) is adopted pursuant of Article 9, Section 9.3 of the Declaration of Covenants and Restrictions for Ridgewater (the “Declaration”) and is designed to provide an overall framework and comprehensive set of standards, procedures and rules for the development of the community in an orderly and cohesive manner.

Article III. Improvements to Lots

Section 3.01 General Guidelines

(a) ALL improvements to lots require specific prior approval by the Architectural Review Board and will be approved or disapproved based on compliance with the Declaration, this Handbook and/or the aesthetic discretion of the ARB.

(b) All projects should be completed within thirty (30) days of start date, unless not feasible due to the magnitude of the project.

(c) Any utility additions must be underground and adhere to applicable code for such utilities.

(d) All applications must include a detailed description of the planned project and must contain the following information, as applicable:

* Size of structure * Quantity

* Height * Detailed drawing

* Wall material * Utilities

* Location * Site Plan

* Estimated length of construction